07 May 2012

Eeny, Meeny, Miny, Moe ...

I'm sure that you can all relate when I tell you ladies that every week it seems that I only have about X amount of discretionary dollars to spend on myself, yet about XYZABCDEFG ... things I want to spend it on. So how do I figure out what I want to do for myself with my money? Well, when I really got thinking about it, everything just seemed to fall into certain categories:

IMG_4553

What am I not afraid to (reasonably) splurge on?

Food is number one. While I'm not a frou-frou 12-course diner by nature, I am more easily apt to spend my dollars on food than anything else. Bakeries are my carb heaven, state fairs are my greasy fried food playgrounds, I adore nothing more than to try new recipes and go to new restaurants. If I could shadow Anthony Bourdain in his culinary world travels, it'd be heaven.

Clothes. Shoes. Accessories. Hello, isn't that one obvious?

Things for my pup. I consider her an extension of myself to a degree, and money is no object for Pacey. Treats galore, doggie toys - shoot, Pacey has gone to the vet more than my BF and I to the doctor and dentist combined.

Going to the salon. Granted I only see my hair stylist once every few months, but I have no qualms about spending some dollars so she can get my hair and highlights right. I figure whatever I spend on my hair at the salon gets made up for the lack of care I do with my hair when I'm left to my own devices in between appointments.

I'm starting something new this spring and plan to go to the nail salon at least once a month for a pro mani/pedi. It's not a ton of money in the scheme of things and I appreciate the few moments of pampering that makes me feel and look better (because no one wants to see me self-pedi ...)

IMG_4558  IMG_4599

So then what do I hate spending anything on and begrudgingly release my dollars for?

Well for starters, I am still driving the first car I ever bought, right out of college with my own money. Though it is not the latest and greatest on wheels, it is completely paid off and still runs just fine, which in my book means things are great by me. Though I could probably use a new set of tires and a detail ...

I've mentioned before that my big sis got all the home decor genes and I think it has a bit to do with my unwillingness to spend $600 (or honestly, not even $400 or $100 ...) on a rug for the living room, or for end tables - or realizing that things like shower curtains, bath mats and towels are not free, though shouldn't they be?

With the way that technology advances every few months, I've long since given up trying to have the newest of anything. As long as it still works and can (moderately) keep up, in my book, that's cool enough for me. So I still have a Blackberry with the trackball that takes about two hours to get on the web, don't have a separate DVD or Blu-Ray player from my PS3, and iDon't anything.

Clothes. I know, I know, I'm a shopaholic, what am I talking about putting clothes in this category? Well as much as I love love love fashion, I am still cheap, cheap, cheap. The stuff I buy is mostly either on sale (with an additional % off if I can swing it), coupon'ed or at very min, retailmenot and ebated within an inch of its life. I online compare shop like crazy. For me to spend regular retail prices on anything, I've got to looooooooooooooove it (case in point, today's skirt - I fell hard).

What about you ladies? What do you find splurge-worthy for yourself and what you like to save your dollars on?

IMG_4593

IMG_4637

Top: Ralph Lauren skinny polo (worn here - big pony, sim, puff)
Skirt: Maeve by Anthropologie shape swirled (sim silk)
Belt: Asos metal keeper (sim, sim)
Shoes: Zara cap-toe court (worn here - sim, patent, quilted, luxe, luxe mary jane)
Bracelet: J.Crew golden stripe (worn here - sim, pricey)
Rings: Banana Republic enamel & F21 stacked (sim, sim, sim, pricey)

39 comments:

  1. This is ANOTHER really interesting issue. The one thing I'm willing to really splurge on is travel. Going abroad, seeing different cities and countries, being immersed in another culture - that is the one thing that I'm happy to spend money on.

    Anything else, including fashion, despite having a style blog, I really weigh every purchase very cautiously, and often deny myself a lot of stuff that I can easily afford but am too guilt ridden to purchase.

    And actually if I'm spending money on someone else, I don't really mind that either. Gifts are a guilt free zone. :)

    xoxo
    ~Natasha Fatah~
    ~Natasha Fatah~

    ReplyDelete
    Replies
    1. Re: gift-giving, specifically around the holidays, I am all about trading gifts with my BF and my immediate fam and no one else. Avoids any awkward gift-giving - however, giving a give as a thanks, I love doing that. Haha, "gifts are a guilt free zone."

      Delete
  2. I'm all about spending money on travel. Also, if it's a purchase with good cost per wear, i'll bite, but will look for the best price possible.

    I, too, hate spending money on my car. I'll drive it until it costs more to fix than a new payment :-). We laugh because I'll complain about how much an oil change costs as I dig out the money from a fancy handbag. I make no sense. I'm also cheap about going to lunch. I'd much rather pack my own during the work week than spend money going out.

    ReplyDelete
    Replies
    1. I looooooooooove going out to eat. But that' mostly because we don't do it too often. About twice a week, maybe more to just "grab something" if we're being lazy about dinner. But I also loooooooooooove to go to the market and peruse everything - I am totally one of those people who like to wander each aisle, drives the BF nuts!

      Delete
  3. You know I have thought long and hard about this and as you where describing your spending habits I totally saw mine in there too. As you, I have no problem "splurging" on food but I'm cheap when it comes to buying other things like clothes even though I love and clearly will/could last longer than food. I wonder why this is?

    ReplyDelete
  4. what an interesting post! I like shopping for clothes and cosmetic and if I see a really nice bag, I would get it. But always after big splurge, I would tighten my budget to everything else. I, too, would splurge on my pup. I just got a new car last year and I spent $350 on a backseat cover for my pup. Of course, I have buyers' remorse and thought for that kind of money, I could get a good pair of shoes / bag.

    ReplyDelete
    Replies
    1. When I first got my car, it was my baby. I got all the "proper" shammies and liquids for it and now that I've had it for several years ... hey, it still works and that is awesome by me. ;o)

      Delete
  5. Hmmm, I definitely splurge on my hair, my salon visits would cover car payments( where I am also unwilling to spend) and somebody just recently proposed me her hairdresser that comes to your house and costs 1/3 of what my guy charges and even if her hair looks just as good as mine I am paranoid about the change,

    ReplyDelete
    Replies
    1. Good stylists are hard to find, so I totally get your hesitancy. I still miss my old hair guy from when I lived in the SW because he was awesome - we got to the point where I didn't even have to tell him what I wanted each visit, he just got it. Then after I moved, I went through the gamut of hair people that we just never quite right!

      Delete
  6. that's a great skirt Lisa! looks fabulous on you. i don't skimp on shoes (they have to be comfortable). i use to spend like crazy, but now i'm definitely more conscious of waiting for discounts/sales (subscribing to store email updates) and mixing brand names with no-name brands (food & fashion). getting a mani/pedi once a month is really good. you can easily maintain it.
    http://www.averysweetblog.com/

    ReplyDelete
  7. This comment has been removed by the author.

    ReplyDelete
  8. I don't splurge on my hair. The only time I go to the hair salon is when I want a whole different style but if it's just a trim I go to Super Cuts. I do get a pedi during the warmer weather and my girl friends and I turn it into a whole day outing. My car is paid for and it's only two years old and don't really care about cars so don't need to get the flashy ones. I did have a budget last month but now I'm limiting my shopping to nothing full price, it has to be 50% or more off so I usually go shopping at stores like Nordstrom Rack to get my money's worth. Handbags are big splurges that are mostly saved for my wish lists that's granted during b-days or anniversaries. The only thing I could think of splurging on (paying regular price) is makeup.

    ReplyDelete
    Replies
    1. I've forgotten about makeup - I could probably add that to my "save" category because I barely know how to apply it! Pretty much I keep to powder, mascara, concealer and one of the 5,343,854 shades of "nude" for my lips.

      Delete
  9. I hear ya! I love that you get regular mani/pedis -- you're right that it's not THAT expensive, and you can totally tell the difference when you splurge a bit!

    ReplyDelete
    Replies
    1. When I do my own nails, I keep to really light colors because inevitably it looks like a 2nd grader painted them because it gets all over.

      Delete
  10. First of all, Lisa, your skirt is soooooo cute. I love the colors and the pattern.

    I don't really get to "splurge" too much on myself. I get my hair cut once a year-ish, I have not gotten my nails done since high school and I eat dollar menu burgers everyday (that is going to have to stop before the wedding, ugh).

    I HATE spending money on bills. Of course. All bills. But the one that annoys me the most is day care. I realize that they are taking care of my kids and I appreciate it, but a grand a month? Really? Argh. Kids are super expensive.

    ReplyDelete
    Replies
    1. Have you noticed that the dollar menu double cheeseburgers are cheaper than the single cheeseburgers which are like $1.29? Exactly the same thing, same toppings, same size - and the cheaper one is the double, how could you not?!

      Delete
  11. Cute skirt. For me it really depends on the item if I will splurge or save but usually splurge on skirts and shoes and save on everything else.

    Method Clothe

    ReplyDelete
  12. That printed skirt was so worth paying full price! Since I only usually take one vacation a year, I tend to splurge on those. I'll also splurge on handbags (a well made one will last forever). All in all though, I'm pretty much a cheapskate so I'm stingy on pretty much everything else :)

    -Sharon
    The Tiny Heart

    ReplyDelete
  13. splurge: vintage/mid-century modern furniture, cat stuff (food, vet, etc.), eating at good reastaurants.
    save: nails: i've gotten a real manicure literally once in my adult life. car: got rid of it 3 years ago!

    ReplyDelete
  14. splurge: food (but only with husband, otherwise, I'll just eat saltines until I keel over), comfy shoes (sneakers, sandals), travel gadgets, cashmere anything, furniture (esp. "comfy" items like sofa, bed, etc.), anything for my bad skin

    save: make up (only discovered Sephora 2 years ago), nails (don't do them), hair products (I have a brush, does that count?), "fun" accessories (I prefer to splurge on the real stuff)

    ReplyDelete
    Replies
    1. I went through an entire Costco-size box of Saltines pretty much by myself a few weeks ago. I'm good on Saltines for a while - but the ones with a bit more "toast" on them are my faves, mm, mm.

      Delete
  15. Like you, I have a couple for both categories - clothes & accessories (same reason as yours) and food. My grocery bills are way too high because I like to cook and I just have to try out every new product that tickles my fancy. Same for cookware/bakeware/gadgets. Funnily enough though, we as a family are not very big on eating out. We usually go out for birthdays and anniversaries and other such special occasions. We order a takeaway on an average about 6-10 times a year.

    Therefore, in a nutshell,

    Splurge: Clothes & accessories, food & related, home decor, haircut & eyebrows

    Save: Clothes & accessories, eating out, mani-pedi

    ReplyDelete
  16. You look cute as always! How is the fit on this skirt? Did you go petite or regular? Thanks!

    ReplyDelete
    Replies
    1. I am 5'2" and opted for the petite length in this. I also sized down one size in this skirt - it runs big, IMO. Hope this helps!

      Delete
  17. I really like your outfit combo esp the skirt and accessories you look amazing!

    ReplyDelete
  18. Loving your outfit! That skirt is absolutely adorable! xo

    ReplyDelete
  19. that skirt is stunning and I am LOVING that jewelry

    ReplyDelete
  20. Love the playful print of the skirt and the colors of this outfit. :)
    Hmm, splurges for me include hair cuts and getting my eyebrows done. My boyfriend doesn't understand my loyalty to my hair stylist and eyebrow lady, but they are worth every penny. I also am willing to spend quite a bit for a comfortable pair of work shoes. I have old-lady feet and a job that requires me to stand, so shoes that won't make me limp or give me awful foot cramps are essential! And, if we're being honest, I probably spend way too much on snacks. ...
    Items I like to save on include clothes (Ross and the Macy's clearance racks are my favorites), makeup (I'll wait for the 40% off sale on a line at CVS), and jewelry (F21 and eBay).

    ReplyDelete
  21. You are so cute, love your skirt! I'm generally pretty cheap with food..but yup, I'm a shopoholic, but try to stick to sales as much as possible!

    ReplyDelete
  22. Yes, spending on my four-legged Corgi and Cairn kids, no probs!

    Yes, drive cars for a decade at least!

    eBooks. Ah, food for the soul.

    Costume jewelry. What can I say. Girl's gotta have a vice, right?

    You are waaaay younger than me, but we all wanted those polo shirts in the late 70s and early 80s. I remember babysitting and saving to buy them, because "everybody is wearing them, Mom!" :) She didn't get fashion.

    You look fantastic, and I deeply covet your shoes.

    ReplyDelete
  23. Oh Lisa...I love reading your blog because of conversations like this one. I have some of the same things that you had on your list too.

    Spurge: I love eating out at restaurants; make-up; of course clothes mostly from Anthro and Banana Republic; handbags (I have a crazy Coach collection); anything to do with my hair (I have to get my hair did); spa pedicures every once in a while (mostly for the massage factor after a long race) and I'm addicted to iEverything.

    Save: Food/groceries (I've turned into a couponing queen over the past several months); clothes (Sales/Ross/F21); pedicures (I paint my toes myself most of the time); Anything to do with my car (I will put it off servicing my car until the very last minute).

    And BTW...you look fabulous today. I would have never looked at this skirt before now....I just wish listed it. I'll be watching it for some markdowns.

    ReplyDelete
  24. I might as well just say ditto to all the stuff you mentioned, but for the dog and the car:p... Love the skirt, very interesting texture! And the arm candy!:)

    ReplyDelete
  25. lovely!! you have a great blog. come check out mine if you have the time. =).

    ReplyDelete
  26. Gah, I spend sooo much money on food too! I live right in the heart of downtown, surrounded by great restaurants after great restaurants and it's hasn't been amazing for the wallet!

    Love your skirt Lisa, adorable!

    oxo

    ML
    Twenty York Street
    www.twentyyork.com
    Follow me in Twitter: @20YS

    ReplyDelete
  27. Super cute look! Loving that skirt girl!

    xx
    Giovanna
    www.oliveandanarrow.com

    ReplyDelete
  28. Nice skirt. I see you with your collar popped girl :).

    Splurge: Nails, Work outs(Pilates is not cheap), Travel
    Save: Transportation(same vehicle for over a decade), home decor, electronics....
    although I think I might cave and get an Ipad soon. If I do I think I'll get
    it inscribed with "This thing better rock my world"

    Take care.

    ReplyDelete
  29. Food and clothes/shoes are my main splurges. And my $100 haircuts, but I only go every 3-4 months.

    Also, I'd totally fight you for the opportunity to shadow Anthony Bourdain. :)

    ReplyDelete

Thanks for visiting, please leave a comment if you like!
(Spammers will be deleted - sorry).

Related Posts Plugin for WordPress, Blogger...